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Terms of Service

Last updated: April 26, 2026

1. Acceptance of Terms

By accessing or purchasing data from NorthTick ("we", "us", "our"), you ("the Customer") agree to be bound by these Terms of Service. If you do not agree to these terms, do not purchase or use our data products.

2. Product Description

NorthTick provides Canadian financial market data packages in Apache Parquet format, including but not limited to daily OHLCV price data, intraday minute-level price data, ticker lists, and best-effort sector metadata.

3. License Grant

Upon purchase, we grant you a non-exclusive, non-transferable, single-user license to use the purchased data for:

  • Personal quantitative research and analysis
  • Backtesting trading strategies
  • Academic research
  • Internal business use within your organization

4. Restrictions

You may not:

  • Redistribute, resell, sublicense, or share the raw data with third parties
  • Publish or make the data publicly available in any form
  • Use the data to create a competing data product or service
  • Share your download credentials or links with others
  • Remove or alter any proprietary notices in the data files

You may publish derived analyses, charts, reports, or research findings based on the data, provided you do not include the raw underlying data in a form that could substitute for the original product.

5. Data Accuracy & Disclaimer

The data is provided "as is" and "as available" without warranties of any kind, either express or implied. While we make commercially reasonable efforts to ensure data quality — including split adjustment and validation checks — we do not guarantee:

  • Completeness, accuracy, or timeliness of any data
  • Uninterrupted availability of data or download services
  • That the data is free from errors or omissions

6. Not Investment Advice

NorthTick is a data provider, not a financial advisor. Our data products do not constitute investment advice, trading recommendations, or solicitation to buy or sell any securities. You are solely responsible for your investment decisions. Past data does not guarantee future results.

7. Delivery & Refunds

Data products are delivered electronically as downloadable files. Due to the digital nature of the product, all sales are final. We do not offer refunds after download. If you experience technical issues with your download, contact us and we will work to resolve the problem.

8. Limitation of Liability

To the maximum extent permitted by applicable law, NorthTick shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or trading losses, arising from your use of or inability to use the data, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from these terms shall not exceed the amount you paid for the specific data product giving rise to the claim.

9. Termination

We reserve the right to terminate your license and access if you violate these Terms of Service, particularly the redistribution and resale restrictions in Section 4.

10. Changes to Terms

We may update these Terms of Service from time to time. The "Last updated" date at the top of this page indicates when the terms were most recently revised. Continued use of our products after changes constitutes acceptance of the revised terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to conflict of law principles.

12. Contact

For questions about these terms, contact us at hello@northtick.ca.

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